Friday, March 31, 2017

Why Do I Need a Title Policy???


Real Estate Matters with Tim Bro

Why Do I Need a Title Policy???

Title issues occur with surprising frequency. It is estimated one of every four residential real estate transactions has title issues.

Based on thorough examination of records, potential title problems usually can be found and cleared prior to the purchase of the property.

Once a title policy is issued, if a valid claim arises, it will be covered under the title insurance policy. The title insurer will pay the legal fees involved in defense of the insured’s rights. That protection is in effect as long as the insured owns the property.

If you have questions regarding title policies, call Tim and he will put you in touch with one of his experienced title reps. Buying a home is a major undertaking, make sure to get Tim involved early in your home buying process and call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576



Wednesday, March 29, 2017

Find a House That Meets Your Budget


Real Estate Matters with Tim Bro

Find a House that Meets Your Budget


Finding your dream home can be difficult for many reasons, one of which is that your budget often restricts your choices. Keeping a healthy budget coupled with strategic house-hunting practices can yield the best possible property that not only fits your personal budget, but also meets your lifestyle needs.

You can’t make a budget if you don’t know how much you make and spend every month. Sit down and write the hard numbers. Are you mortgaging a house as a single buyer or as a couple? The implications of each option are noteworthy and can greatly impact your finances in the long run. You’ll want to have a wide positive margin between your income and expenses if you are to pay off your monthly mortgage premiums successfully.

To get started with your next home purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576



Friday, March 17, 2017

Move Mom with Compassion with a Seniors Real Estate Specialist®


Real Estate Matters with Tim Bro

Move Mom with Compassion with a
Seniors Real Estate Specialist®…

As a Seniors Real Estate Specialist®, Tim has the knowledge, experience and specialized education to help those age 50+ through lifestyle transitions. If your loved ones are considering downsizing, relocating and selling the family home, Tim can help guide you thru the process.

When Real Estate Matters, call Tim at 858-354-2354, “The Right Choice in Real Estate”.   BRE #01224576





Tuesday, March 14, 2017

Tips for Finding Your New Home


Real Estate Matters with Tim Bro

Tips for Finding Your New Home


Understand Your Personality and Desires
Your personal characteristics, for the most part, remain the same regardless of where you reside. It is important that you have an honest conversation with yourself before contacting Tim, your real estate professional. He can assist in your home search better after first having a scope of your wants and needs.

Research before Looking
Do a search of areas and identify three to five neighborhoods that intrigue you most. Take into account nearby schools, recreational facilities, commute times, and cost of living in your communities of choice. Keep in mind your price range and start searching for properties that fall within those bounds. There is no need to set your sights on the house on the hill if you cannot afford that.

Think Long-Term
Yes, it is true that you need shelter now, but you want to consider more than your present needs. You may want to look to your future wants, needs and goals. Consider where you may find yourself in the next 10 years career-wise and family-wise, and plan accordingly.

Hire a Knowledgeable, Experienced Realtor
Even the most detail-oriented books about real estate cannot provide the knowledge that you need to navigate the ever-changing world of homeownership. You need a real estate professional who knows the complex parts of the industry to help you find the ideal home at a reasonable price.

To get started with your next home purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”. The first action item will be to meet and discuss what’s important to your budget, your timing.

When Real Estate Matters, contact Tim.  BRE #01224576


Monday, March 13, 2017

What to Expect from your SRES®


Real Estate Matters with Tim Bro

What to Expect from your SRES® 
(Seniors Real Estate Specialist)
                           

A REALTOR® who chooses to become an SRES® does so because he or she enjoys interacting with seniors.

Tim’s decision to become an SRES® is rooted in a desire to help others. Tim has respect for older individuals; has the ability to listen deeply and ask the right questions; knows how to communicate the old-fashioned way, with a visit and consultation. Be prepared to sit and chat awhile. He will want to take time to get to know you and your family’s situation, as you’ll want to learn more about him.

Tim understands that this can be a stressful time for a family.

It’s hard to deal with leaving a home after spending many years in it. Tim understands the challenges you all face in this major decision. By doing so, he presents all available options, so that the outcome is one that will suit the family’s needs.

If you want Tim to make a “house call”, simply call him at 858-354-2354, Tim Brodowski, "The Right Choice in Real Estate.”   BRE #01224576

 

Friday, March 10, 2017

Beautiful Resort Style Home in Alpine


2285 Larkspur Dr, Alpine, CA 91901

Beautiful resort style home in Crown Hills, the “gem” of Alpine. 3br 2ba bright open floorplan. Spacious great room with counter seating, vaulted ceilings, plantation shutters, and french doors to the spectacular yard. Upgraded kitchen with granite counter tops and stainless appliances. “Alumawood” patio cover, 12 ft “lighted” palappa and fountains enhance the backyard. Greenbelt outside of backyard that provides open space and a wonderful place to walk. The community also boasts of a workout gym, tennis courts, pool and RV parking. If you want a peaceful atmosphere then this single story home is perfect for entertaining family and friends.

When Real Estate Matters, contact Tim at 858-354-2354.  BRE #01224576


Thursday, March 9, 2017

The No.1 Factor Shaping the 2017 Housing Market


Real Estate Matters with Tim Bro

The No. 1 Factor Shaping the 2017 Housing Market

Rising mortgage rates will have a huge impact on the housing market in 2017, limited housing supply and shifting demographics will also affect the market.

Increasing rates, affect both sides of the transaction—as rates increase, homebuyers become further extended, while sellers hold off on listing to avoid a higher-priced mortgage when they buy. The experts surveyed expect the most significant changes to come when rates reach 5.5 percent. According to Freddie Mac, rates currently are in the neighborhood of 4 percent.

Rising mortgage rates, inventory shortages and demographic shifts will be the main drivers of the U.S. housing economy this year, especially for first-time buyers who will face tougher competition for entry-level homes and often operate with a tighter budget than move-up buyers. When you combine higher mortgage rates with increasing home prices, mortgage affordability starts to suffer, and buyers will have to spend more and more on their monthly payments. This makes it even more important for buyers to completely understand their finances, and shop around to make sure they are getting the best possible rate.

When Real Estate Matters, call Tim at 858-354-2354, “The Right Choice in Real Estate”. BRE #01224576


Tuesday, March 7, 2017

2285 Larkspur Dr



Beautiful resort style single story home in Crown Hills, the "gem" of Alpine.