Real
Estate Matters with Tim Bro
6 Ways to
Cut Costs in Retirement Part 1 of 2
Many bills are the
result of long-term habits. A comprehensive bill review is the first step for
revealing expenses that are no longer necessary—as well as discovering more attractive
and affordable options.
1.
TWO
CARS?
When both spouses were
working full time and getting children to different events, two cars may have
been a requirement.
Once scheduling demands change, however, the need for two (or more) vehicles
may no longer exists.
Compare the costs – Determine what you
paid over the past year for maintenance and repairs – particularly if you own
older cars. Which car should be kept, are they 2012 or newer?
Consider other options
– Public
transit, Uber, Lyft or rideshare.
2.
CUT THE CABLE
With the improvement of
online streaming options, many people have decided they prefer selecting what
they want to view.
Several
low-cost paid streaming services offer extensive on-demand programming options,
while many familiar television channels (including the major networks, popular
cable stations and news channels) stream their content free of charge.
While
it’s increasingly popular to view this content on a desktop, laptop or mobile
device, it’s just as easy to attach a small, inexpensive device (like Roku,
Chromecast, Amazon Fire, Apple TV and Nexus Player) to stream online content,
via Wi-Fi, directly to your television.
Add
another small investment in an over-the-air antenna and you’ll be able to tune
in local hi-definition channels for no monthly fee.
3. OUT
OF SIGHT, OUT OF MIND?
Paying storage fees?
Why?
Now is the time to eliminate this expensive cost. Sort through and toss what’s
not needed, re-home what’s going to the kids, and donate (and take the tax
credit for) things that are no longer useful.
To
get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.
When Real Estate
Matters, contact Tim. BRE #01224576
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