Thursday, September 13, 2018

Tim Brodowski Recognized Top 20



Tim Brodowski Recognized Top 20

July, 2018

Coldwell Banker announces Tim Brodowski earned the prestigious Top 20 Individual Honors in the region through July, 2018. The honor reinforces Tim’s commitment to providing exceptional service to his clients in the southern California area. We are very proud of Tim’s continued excellence.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Global Luxury Home Specialist.   














DRE# 01224576

Monday, September 10, 2018

5 Expenses Homeowners Overlook



Real Estate Matters with Tim Bro

5 Expenses Homeowners Overlook

For many people, a house is the biggest asset you’ll ever acquire. And whether you’re a first-time homeowner or you’re investing in another property, you’re bound to end up facing some unforeseen expenses. Here are five expenses homeowners tend to overlook:

1. Property Taxes
Be prepared to pay property taxes. Your home’s assessed value is multiplied by the tax rate to determine your property taxes. Tax rates are decided by the governing authority of the jurisdiction where the property is located.

2. Homeowners Association Fees
You become part of a community whenever you move into a new home or condominium. Often times, there are fees associated with the maintenance and general upkeep of shared common areas.

3. Insurance Premiums    
Homeowners insurance typically covers personal possessions, liability for injuries that take place on your property, and the construction of your house. Supplemental policies are available if you live in an area prone to natural disaster.

4. Repair and maintenance expenses
You’ll need money to keep your yard, gutters, carpet, and everything in between in tip-top shape. Repairing or replacing roof, furnace or air conditioner can be expensive and at some point, you might have to deal with plumbing issues or purchase new appliances.

5. Pest control costs
Over time, all sorts of critters – like termites, ants, spiders, and rodents – might enter your home. Your house may need to be fumigated depending on how serious the problem is.

Having a home that is taken care of lets you enjoy your house while living there. In addition, it prevents you from being encumbered with additional costs when you’re ready to sell it.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Global Luxury Home Specialist.   














DRE# 01224576


Friday, July 27, 2018

7246 Viar Avenue, San Diego, CA 92120


7246 Viar Ave, San Diego, CA 92120

Wonderful Home in Allied Gardens

Magnificient single story home with a tropical feel and fountain. Located on a cul-de-sac. Open floorplan - 3BR, 2BA. Recessed lighting, kitchen with granite counter tops, atrium window, custom cabinets and an island that opens up to dining area with double french doors to courtyard. Adjacent living room with fireplace and crown molding. Big double glass doors to the low maintenance backyard with mountain view, a fabulous place to entertain. Home is in move-in condition, inside and out.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Global Luxury Home Specialist.   







DRE# 01224576


Friday, June 8, 2018

Making Retirement Dreams a Reality



Real Estate Matters with Tim Bro

Making Retirement Dreams a Reality

So is retirement wishful thinking or reality? Shaky finances could derail future retirees’ dreams. After all, Baby Boomers have saved just $164,000 (estimated median) in all household retirement accounts.

Here are some suggestions to turn that dream into reality.

Create a budget. Include income, living expenses, paying off debt, and financial goals – building towards long-term retirement goals.

Have a financial plan. Start saving for retirement and save consistently. Avoid taking additional loans and early withdrawals from retirement accounts.

Participate in employer-sponsored retirement plans. Take full advantage of matching employer contributions and defer as much money as possible.

Housing needs. When the family was growing you may have needed that 3, 4, or 5 bedroom home. But do you need it now? Maybe your new retirement lifestyle warrants a change. Maybe a nice, smaller house or townhome with no yard work and minimal exterior maintenance makes better sense. Freeing your time to travel, spend more time with family and friends, and enjoy your favorite hobbies. Call Tim to help guide you through your downsizing decision.


To make your housing retirement dreams a reality, call Tim @ 858-354-2354, SRES, Global Luxury Home Specialist.  BRE #01224576






Friday, May 25, 2018

The Go-To Guide for Downsizing Your Home



Real Estate Matters with Tim Bro

The Go-To Guide for Downsizing Your Home

Downsizing your home can provide you with some amazing benefits. In addition to lower energy bills, keeping a smaller home clean and tidy takes just a fraction of the time. If you are planning on moving to a smaller place in the near future, then read ahead for some tips.

Assess Your Needs
Before you begin packing, you need to sit down and write down some of the necessities that must be in and around your new home. Many people do not realize just how different it is to live in a smaller home and making sure your new place has a few key features will lessen the shock. This might include storage space, nearby entertainment, shopping, etc.

Give Yourself Time
Trying to move into a new home under a strict schedule will almost always result in unnecessary stress. Even if you are not ready to begin packing your personal items, you can still collect moving supplies and start going through unused rooms. Moving companies suggest that families should start packing three or four months in advance.

Find Affordable Storage
Just because you are downsizing your home doesn’t mean you need to sell or donate all of your belongings. Renting out a storage unit will give you more time to go through all of your possessions and decide what must be kept and what can be tossed.

Donate Your Extras
Seeing a trashcan full of your family’s possession is going to be heartbreaking. By donating the items instead, you can rest assured that they will be going to those who need them the most. Many non-profits offer free curbside pickups for families that are getting ready to move. As an added bonus, ask your CPA if this qualifies as a tax deduction.

To get started with your home sale or purchase, call Tim @ 858-354-2354, Global Luxury Home Specialist.  BRE #01224576





Monday, May 21, 2018

Buying a New Home? 4 Things to Check Out



Real Estate Matters with Tim Bro

Buying a New Home? 4 Things to Check Out

Buyers are so hyper-focused on the home that they often cast aside surroundings. “Surroundings” do not equal trees, fences, or landscape. The home’s surroundings are the houses around the home and the residents occupying them. Surroundings also include the neighborhood, the passersby, and the city.

Safety
Is the perfect home near a busy driving area consisting of problematic neighbors? If so, stop reading; plenty of communities exist for you. Pay extra for a better neighborhood. They’re packed with stores, shops, restaurants and banks nearby; a quiet community is surely waiting for you.

Distance
A long commute burns more gas, it wastes time. Therefore, learn the miles and minutes it takes to travel from the home to: work, school, store, hospitals, and favorite hangouts. A community containing local amenities close by is valuable.

The Best Schools
The reputation, the quality; and the district are additional factors in finding a good school. Homes surrounding good schools are in high demand. Determine good schools by searching online reviews of schools and reading two or three sites. Since good and bad reviews naturally exist, develop a consensus. Single or married, family or not, a good school system is important for your home’s value.

Monetary Value
A home in a good neighborhood makes it more valuable houses.

To get started with your home sale or purchase, call Tim @ 858-354-2354, Global Luxury Home Specialist.  BRE #01224576





Monday, May 14, 2018

Giving Millennial Homebuyers What You Need



Real Estate Matters with Tim Bro

Giving Millennial Homebuyers What You Need

With the housing market seeing significant changes, many millennials are making a move toward homeownership. In fact, according to the National Association of REALTORS®, “for the third straight year, the largest group of recent buyers were millennials.” For many in this generation, this will be your first home-buying experience, and you’ll be looking to your agents for help.

Here’s what Tim will do for you. eHeHHH


1.    Learn your needs and motives.
When you begin searching for a home, you already have an idea of what you want or don’t want. However, after visiting property, you can begin to lose sight of these priorities. Asking questions about your motivation for moving, your ideal future home and your personal financial development can make the process easier. Armed with priorities, it will be easier for you to pick a home you love.

2.    Provide educational resources.
Buying a home costs more than just the listing price. However, most first-time buyers are unaware of this. While you may have fallen in love with a property that seems to be in your budget, after property taxes, HOA fees, and commuting costs it could be more than you’re able to afford. To avoid this problem from the beginning, we will create a list of additional expenses you feel you might overlook.

3.    Clarify the contract.
You’re finally there – you have found your perfect home and made an offer. The seller agreed on the price and you’re ready to close. You will surely be excited to wrap up the transaction as soon as possible so you can move into your new home. However, remember that it’s important to take the extra time to fully understand the obligations of your contract, perform home inspection, review all legal documents, etc.

Navigating the transaction is typically completely foreign to most home buyers. Tim will help you understand your contract in a way that will put your mind at ease. By making the closing process as stress free as possible, it’s likely that you will feel comfortable recommending Tim to friends and family who may be looking for an agent in the future.

To get started with your home sale or purchase, call Tim @ 858-354-2354, Global Luxury Home Specialist.  BRE #01224576