Showing posts with label SRES. Show all posts
Showing posts with label SRES. Show all posts

Tuesday, June 27, 2017

Home Inspections


Real Estate Matters with Tim Bro

Home Inspections

A home inspection is meant to detail problems with a house and if they’re serious enough to prevent a sale. The three main points of an inspection are physical condition, items in need of repair or replacement, and remaining useful life of major systems.

It’s a good idea to attend the inspection: you can ask questions and the inspector can point out areas of potential trouble and offer maintenance tips. Expect an inspection to take 2-5 hours.

To hire an inspector, be sure to ask about references, memberships in professional associations, training, and experience.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.   BRE #01224576






Friday, June 23, 2017

Why Do I Need Owner's and Lender's Title Policies?


Real Estate Matters with Tim Bro

Why Do I Need Owner’s and Lender’s Title Policies?


A common question that buyers ask their real estate agents is, “Why do I need an owner’s title policy and a lender’s title policy?
                                                                                        
Insuring title begins with a search of public records to determine that title to the property is insurable – that, among other things includes:

·         Deeds contain no incorrect names or wording
·         Any outstanding mortgages, judgments, or liens against the property that will need to be paid at the close of escrow
·         Any pending legal actions against the property that could affect buyers
·         Any defects on the title that need to be addressed

Simply put, title insurance protects against financial loss from defects in title to real property – for mortgage lenders as well as buyers.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576






Thursday, June 22, 2017

Important Appraisal Guidelines to Remember


Real Estate Matters with Tim Bro

Important Appraisal Guidelines to Remember

Appraisals can be very intimidating. The worth of your home is being determined by a third party. Here are some important guidelines that will help you get the appraisal you deserve.

Exterior
·         No Chipping Paint or Dry Rot (Eaves and Trim)

Interior
·         Smoke Alarms in ALL Bedrooms
·         Smoke Alarm in Hallway
·         CO Detector – 1 per floor

Utilities
·         Water, Gas & Electricity to be On

Mechanical
·         Heater/AC – Able to be turned On at Thermostat
·         Water Heater – Double Strapped

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576





Tuesday, June 20, 2017

5 Tips for Buyers in a Tight Housing Market


Real Estate Matters with Tim Bro

5 Tips for Buyers in a Tight Housing Market

When inventory is low, multiple offers tend to increase home prices. Attempting to purchase a home in this market can be overwhelming. With the right choice in proactive agents, it will happen to your satisfaction!!!  Get through this home buying process by following this process:

1.    Determine and stick to your budget. Obtain an approval letter from your lender to verify your loan amount. Take into account additional costs of ownership. Costs such as taxes, utilities and insurance should be taken into consideration when determining your payment budget.

2.    Identify desired neighborhoods and home “wants” versus “needs”. When housing inventory is tight, buyers may need to compromise on what they believe they want from a home. Certain “wants”, such as stainless appliances or hardwood floors, can be added later. However, if a buyer “needs” to be in a specific neighborhood for work or school purposes, or have a certain sized backyard, those cannot be addressed later and must be taken into account during the house hunting process.

3.    Be ready to make a decision. Desirable homes rarely stay on the market long in a seller’s market. Do not hesitate to make the offer. Do your homework, then act quickly and decisively to secure the property that is your next home.

4.    Your offer. Share with your agent your questions and concerns and get those things answered upfront. Your agent will contact the seller or seller’s agent and determine the seller’s hot buttons and get answers for you. Review those things together, while keeping in mind your wants and needs. Be flexible with things like move-in dates, contingencies, and services chosen.  Then have your agent review the best strategy for you and write the offer – NOW!   Don’t wait or you may lose the property.

5.    Work with Tim Bro. It’s important to work with the right realtor who is experienced and knowledgeable in this type of market. Tim has an excellent reputation and 20 years of experience in the real estate business.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576





Monday, June 19, 2017

Here's What Tim's Family Says ...


Real Estate Matters with Tim Bro

Here’s What Tim’s Family Says …

Tim Brodowski is a wonderful person to work with, exceptional family man and very experienced in the field of real estate in San Diego, California. For 20 years I have watched his business and friendships grow tremendously. Tim is dedicated to selling and finding homes for his clients, friends and family. Tim listens to people share their aspirations, requirements and desires. Once he has a thorough comprehension, he plans and helps accomplish their wishes in the time frame preferred. He offers excellent advice, guidance and assistance throughout the entire process of selling and buying a home with perfect results. I would recommend Tim Brodowski to everyone who wants a genuine, experienced and successful realtor to work with. He is the absolute best!

                   - Adrienne Brodowski

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576




www.TimBroHomes.US

Friday, June 16, 2017

Here's What Tim's Client's are Saying ...


Real Estate Matters with Tim Bro

Here’s what Tim’s Clients are saying …

Tim's exceptional marketing skills brought in multiple offers on our home and it sold for thousands more than any other home in the area. He is the best example of a real estate professional you will find, yet he treats you as family. He was always available to us. We placed our total trust in him and he never let us down. Tim handled everything throughout the process, allowing us total peace of mind. We will not hesitate to use Tim again and highly recommend him to represent you.
       
                      -     Ron & Joan

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576









Thursday, June 15, 2017

How to Prepare your Home for Photography


Real Estate Matters with Tim Bro

Tim’s Photographer Alberto Lau wrote this article in the NY Times …

How to Prepare your Home for Photography

Here is a checklist on how to prepare your home for photography. Yes, it’s a lot of work, and it’s worth hiring a housecleaner! The effort will pay off in the presentation of your home, very likely attracting more views to your listing and better offers. During the sales period there is nothing better than maintaining your home in “photo-ready” mode to welcome potential buyers.

·         The house must be clean and free of clutter – less is more.
·         Clean all glass – all windows and mirrors.
·         Get rid of pet dishes and trash cans. Do not allow you pets to be in the pictures.
·         If you have large portraits of family members, take them down. Small (less than 5x7 inches) photos are OK because they will be so small in the overall picture nobody will be able to tell who it is. Remember, the pictures of the house will likely be used on the Internet.
·         In the kitchen get rid of towels, refrigerator magnets, sponges, paper towels, dish detergents, and excessive number of small appliances. Get rid of kitchen mats and vacuum where the mats used to be.
·         In bathrooms get rid of trash cans, toothbrushes, rugs, shampoo, hair conditioners, etc.
·         If you use your fireplace and know that the flue is open and there are no bird’s nests in the chimney, light a fire when the picture is about to be taken. An anterior with a fire in the hearth is always attractive. But if you don’t regularly use your fireplace, don’t bother. No sense in smoking up the house or setting a bird’s nest on fire!
·         Check all lamps and lightbulbs. Replace burned and missing lightbulbs. Turn all lights on. I prefer not to use supplementary lighting because it creates an artificial look.
·         Turn on all TV’s (sounds off). Golf, nature shows, are better than a black rectangle.
·         Clear cars from the front of the house and driveway. If necessary, place cones or signs requesting others not to park in front of the house.
·         Remove any trash or recycling bins from the view. Preferably, do not schedule the photo shoot on trash pickup day because neighbors’ bins may be visible.
·         Rake leaves off the front and back yards.
·         Verify working condition of any fountains and turn them on.
·         If your pool and/or spa has a cover, take the cover off. Remove leaves and debris from pool. Turn jets on  in spa
·         Take cover off barbecue grill – unless it is hopelessly rusty, in which case it’s better to move it off the frame of the photo.

Doing the above will make the photography session go smoothly and faster. The resulting photographs will make you proud, and you will have a nice keepsake.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576



Friday, May 26, 2017

Budget Accommodations for Senior Travelers


Real Estate Matters with Tim Bro

Budget Accommodations for Senior Travelers
                                     
Perhaps your desire to travel is great, but your budget to tackle your bucket list is minimal. That’s ok. If you are willing to be a little less conventional in your approach to travel, you can still save money while getting a more authentic experience.

Some of the best options for seniors include:

Hostels – No, they aren’t just for backpacking 20-somethings who have left home to “find” themselves. Many overseas hostels are immaculate, loaded with amenities, offer private rooms with bathrooms. Learn more about www.Hostelworld.com and www.Hostels.com.

House sitting gigs – Homeowners often look for older, more mature individuals to do house sitting. This can be one way for seniors to travel on the cheap. Resources to learn more include www.TrustedHousesitters.com, www.Housecarers.com and www.HouseSitMatch.com.

House swapping – For people who own their own home and are willing to “swap” with someone in order to travel without incurring hotel and lodging fees, this may be a great option. Check our opportunities at www.HomeExchange.com and HomeBaseHolidays (www.Homebase-hols.com).

Adventures – Enjoy a full immersion experience in another culture through a variety of travel styles by booking through one of these sites geared to adventurous explorers: www.IntrepidTravel.com, www.Gadventures.com, www.Wildland.com and www.MythsandMountains.com.

Volunteer – One way to travel for free (or at very low cost) is to volunteer in your area(s) of expertise. Visit www.Idealist.org for thousands of opportunities in exotic locations. Imagine helping out in a wildlife sanctuary in Brazil, at an orphanage in Tanzania, for a community development program in Uganda or conservation programs in Costa Rica. All these and many more are listed on the site.

So, regardless of your budget, there is a way to go forth and see the world!


To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576


www.youtube.com/c/TimBroHomesUS


www.TimBroHomes.US

Monday, May 22, 2017

Resort Style Living in Summerton Hills Home - 11232 Zorita Ct


Real Estate Matters with Tim Bro

11232 Zorita Court, San Diego, CA 92124

Resort style living in this Summerton Hills 4br, 3ba home. Vaulted ceiling, hardwood floors, plantation shutters, and family room fireplace. Remodeled kitchen with tile flooring, display cabinets, recessed lighting. Dining area with view to pool and backyard. Lots of light throughout home. Courtyard off downstairs bedroom. Wow, large remodeled master bath, dual sinks, many cabinets and mirror. Yard w/patio cover, pool, spa and fountains ... perfect for entertaining.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576





Thursday, May 18, 2017

More of What You Want in Retirement - Downsize the Right Way


Real Estate Matters with Tim Bro

More of What You Want in Retirement

Downsize the Right Way

   
Tired of yard work, cleaning the gutters, fixing the sprinklers, cutting the lawn, and don’t want to deal with these things in retirement? Want to spend more time playing with the grandkids, traveling, golfing, and cooking dinner with friends? Then downsizing and simplifying may be what you want to do.

Downsizing can be a bit burdensome, but with the right preparation and planning, we will make it fun!!! Downsizing to your new home can provide you with the fresh start that you’re looking for in retirement.

Choose to work with a realtor who specializes in meeting the needs of sellers and buyers age 50 plus. A realtor with vast experience and knowledge – Tim Brodowski.


To begin the process or simply get your initial questions answered regarding this downsizing transition, just call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576


www.youtube.com/c/TimBroHomesUS


www.TimBroHomes.US

Tuesday, May 16, 2017

Golf Communities in Southern California


Real Estate Matters with Tim Bro

Southern California Golf Communities


Wish you could start the day by playing a few holes before breakfast?   Or a late afternoon round with family?  YOU CAN!!!!  A home on the golf course in San Diego County may be what you are dreaming of.  The San Diego area is famous for its world class golf courses and some of the most sought after and revered residential communities in the United States.  Whether it’s a coastal golf community in Carlsbad, an estate property in Rancho Santa Fe, an island property on Coronado, or a retirement home in Rancho Bernardo, Tim can guide you thru the process.  The local golf course communities enjoy the exquisite California weather year round and are the ultimate golf destination.  The home communities are varied.   Some in warmer climate of East County, others in the rolling hills of north county San Diego, and others graced by gentle coastal breezes.  Homes in golf course communities can be condos, luxury custom homes, or smaller retirement homes.  The point being that there is a perfect golf community in San Diego County for everyone.


To set your appointment to discuss finding your golf course home in the perfect neighborhood for you, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576





Thursday, April 27, 2017

Maximizing Senior Options: Getting More, Often for Less Part 2 of 2


Real Estate Matters with Tim Bro

Maximizing Senior Options: Getting More, Often for Less Part 2 of 2
  
See More Places, Do More Things
Travel is one of the best ways to have new experiences.

Budget-friendly options – Take advantage of off-season prices at resorts, on cruise lines, and even at campgrounds with an RV.

Group travel – Start by contacting local travel agencies, local senior citizens centers and resources offered through the Road Scholar organization (originally Elderhostel), the leader in the lifelong learning movement. (RoadScholar.com)

Save on meals – Take advantage of any senior discounts.

Online travel discounts – There are also many online resources for individuals willing to research lower prices. Consider Expedia.com, Kayak.com, Orbitz.com, Priceline.com, CheapAir.com, CheapOair.com and similar sites. Smartphone apps like Google Trips, Hopper, and Airbnb are also good options for spotting travel discounts.

Stay flexible – Many online reservation systems help travelers find cheaper flights if they aren’t locked into particular dates. Also consider volunteering to be bumped for overbooked flights, which often results in free future tickets!

Plan in advance – Airline ticket prices usually climb as the date nears.

Closer to Home
Find out when local entertainment venues offer discounts or “free days” for seniors, including the zoo, art galleries and museums, theatre productions, and matinee showings.

Finally, don’t forget to schedule some “me time” to be alone and enjoy your own company, which can do as much for your outlook as travel and socializing. Consider meditation, journaling, reading, yoga, or even curling up with a blanket and a bowl of popcorn to watch a movie solo.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576





Monday, April 24, 2017

Beautiful Home in Tierrasanta - 11232 Zorita Ct


Enjoy the Resort Style Living in this 
Summerton Hills 4br, 3ba home.


To get started with your next home purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576






Friday, April 21, 2017

Wonderful Townhome in Villa Monterey - 5461 Escarchosa Lane



Open and spacious 3br, 2.5ba townhome in Tierrasanta. Perfect for entertaining.

To get started with your home sale purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576




Thursday, April 13, 2017

What You Need to Know about Easements


Real Estate Matters with Tim Bro

What You Need to Know about Easements
Property easements enable a third party to access a portion of someone else’s property for a specific use – most commonly as a right of way or to enable service maintenance by public utilities such as electric, water or sewerage.

If, for example, the only way to access property B from the main road is through an alley or driveway on neighboring property A, then property A may be burdened with an easement that benefits property B.

Similarly, if electric lines are located above property A and property B, then both properties may be burdened with easements that benefit the electric company, which is allowed to access either property for purposes of repair or maintenance of the lines.

What does this mean to you?

Homeowners whose land is burdened by an easement are not permitted to build any structure on or over the easement land, or to use the easement in any way which interferes with the rights of the benefited party. If they do, the person or utility company who benefits from the easement could sue the homeowner who is obstructing their use – or even destroy the new structure in order to gain access to the easement, without being liable for damage.

The escrow company will order a title search of the public records for easements along with any liens or encroachments, and identify them in full in the preliminary title report before closing. Agents and clients are encouraged to read the preliminary report with care before that all important closing takes place.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576





Monday, April 10, 2017

6 Ways to Cut Costs in Retirement Part 2 of 2


Real Estate Matters with Tim Bro

6 Ways to Cut Costs in Retirement Part 2 of 2

4.    PRESCRIPTION SAVINGS
Often, prescription drugs are both necessary and expensive. Despite this, most people simply select a pharmacy and stick with it, even though drug prices can vary dramatically—a missed opportunity to save hundreds of dollars a year (or more).

Compare and shop. Check local prices using online tools like WebMD.com/rx or GoodRx.com.


Online pharmacies — Another option is to comparison shop for mail-order drugs. This has the added bonus of automatically delivering monthly meds without the hassle of picking them up! Start by visiting PharmacyChecker.com.

5.    SAVVY SHOPPING
Major sales aren’t limited to Black Friday or Cyber Monday.

Cars – Inventory goes on sale right before or after the newest models arrive in the fall.

Computers – late March/early April (new models rolling out) and August/September (back to School).

Large appliances – September/October (new models rolling out). Be sure to ask for free delivery, hookup and old appliance disposal. Refrigerators are cheapest in May.

Televisions – Thanksgiving weekend and January (or early February) when old models are cleared out and new ones arrive in time for the Super Bowl.

Outdoor – lawnmowers in April and after Labor Day (clearance), along with grills; patio furniture in October/November.

Mattresses – Memorial Day weekend sales (negotiate for even-lower-than-advertised prices).

6.     OTHER OPPORTUNITIES TO SAVE
Amazon has become many online shoppers’ go-to source, but do you know about several sites that track Amazon’s prices? Use CamelCamelCamel.com or Keepa.com to view price history charts and set up drop alerts to save purchases.

Even with great deals, however, remember to keep the focus on “living large” – in other words, using your time and energy to buy only what you need at the best possible prices!


To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576