Ventilation Maintenance Checklist

Real Estate Matters with Tim Bro

Ventilation Maintenance Checklist

Proper ventilation throughout your home will help you and your family stay healthy and safe. Many allergens, especially asthma, are aggravated by inadequate ventilation and clogged ducts can present a fire hazard.

Home Ventilation Checklist:

·         Check operation of windows and doors.

·         Clean dryer vents and screens.

·         Clean exhaust fan outlets and screens.

·         Clean outdoor air intakes and screens.

·         Clean air conditioning coils, drain pans.

·         Clean dehumidifier coils, check operation.

·         Clean and tune furnaces, boilers, and hot water heaters.

Regular home care is one of the best ways you can maintain the value of your property.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Global Luxury Home Specialist.   

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4447 Vista de la Tierra - The Home You've Been Waiting For

Real Estate Matters with Tim Bro

4447 Vista de la Tierra - The Home You’ve Been Waiting For

The 1 acre lot provides a great setting for a 4065 sqft, 5 br, 3.5 ba home. A home that will be the centerpiece for all your family functions – weddings, birthdays, holidays. A kitchen large enough for all to be lending in the meal prep. A family room spacious enough to accommodate those enjoying music, those talking sports and politics, while others nestle by the fireplace. A back yard large enough for kids of all ages to play baseball, skip rope, or just run around laughing and having fun.

To get started with your home sale or purchase, call Tim @ 858-354-2354, Global Luxury Home Specialist.  BRE #01224576

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Budget Friendly Ways to Increase the Value of Your Home Part 1 of 2

Real Estate Matters with Tim Bro

Budget Friendly Ways to Increase the Value of Your Home 
Part 1 of 2

Adding value to your home doesn’t necessarily mean subtracting from your bank account. The trick is to be creative! There are several things you can do yourself, even on the smallest of budgets which will improve the overall look of your home, while adding value at the same time. Here are a few favorite tips to help get you started:

Hire a professional Realtor, Tim Bro to look at your home.

Having Tim Bro with a fresh set of eyes come look at your home is a great way to not only get new ideas, but establish a long term goal so you can start plugging away.

Give your home a fresh look.

Painting is an inexpensive and easy way to give your home an entirely different look and feel. Earth tones are best; choose zero VOC paint which is good for your home and the environment.

Be your own designer!

Go through design magazines and books to get ideas for your home, keep a file of the designs that appeal to you most. Be mindful of current design trends and think hard about whether they will work for your home before you put them into place.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Wonderful Home in Tierrasanta Norte

Real Estate Matters with Tim Bro

5497 Camino Playa Malaga

Wonderful Tierrasanta Norte Home.  Cul-de-sac location is extraordinary and this home with an extended driveway backs up to a scenic canyon.  Floorplan is ideal with a bedroom and full bath on the 1st floor.  As you enter the double doors to the home, you will notice the open feel with high ceilings and recently installed plank flooring. Family room with fireplace offers amazing views of the majestic canyon. The interior of the home was painted in August and is fresh and waiting for you to move in.

To get started with your home purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Fabulous Home - 5497 Camino Playa Malaga

  Extraordinary New Listing in Tierrasanta Norte

To get started with your home purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Differences among Mortgage Brokers and Mortgage Bankers

Real Estate Matters with Tim Bro

Differences among Mortgage Brokers and Mortgage Bankers

A mortgage banker is the lender, whereas a mortgage broker represents several lending institutions and serves as a liaison between the lender and borrower. Here are some of the benefits of working with each.

Mortgage Brokers …

The National Association of Mortgage Brokers defines a mortgage broker as an “independent real estate financing professional who specializes in the origination of residential and/or commercial mortgages.”

Brokers work individually with borrowers, collecting information, documentation, and verification to process the loan application. Once the loan package has been prepared and conditionally approved. The broker matches his client with a lender. He walks the paperwork through final approval, escrow deposits, and loan funding.

Broker’s fees are typically paid by the financial institution for the broker doing the loan generation, paperwork, and bringing the business to the financial institution.

Mortgage Bankers …

As defined by the Mortgage Bankers Association of America, a mortgage banker is an “individual, firm, or corporation that originates, sells, and/or services loans secured by mortgages on real property.”

Mortgage bankers are direct lenders. Working with them eliminates the middleman. They may use automated underwriting systems, so working with a banker may prove more expeditious. Mortgage bankers maintain competitive rates.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Real Estate Disclosures

Real Estate Matters with Tim Bro

Real Estate Disclosures

If you’re in the process of selling a home, be mindful of laws covering full disclosure. The best thing to do if you’re unsure what to disclose is to consult your real estate professional, Tim Bro, who has the knowledge and expertise to walk you through the disclosures.

The general rule of thumb is that anything that could affect the value of the property or the desirability of the property should be disclosed.

When it’s time to fill out the disclosure forms, answer all questions to the best of your ability. Disclose everything that you’d want disclosed to you if you were the buyer. If you don’t know the answer to a question answer “Do Not Know.” But not having precise facts about defects does not permit you to answer “Do Not Know” to the question.

If you desire an agent who will walk you thru the entire process, including the disclosures, call Tim @ 858-354-2354, “The Right Choice in Real Estate”. BRE #01224576

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Tips for Hiring a Contractor

Real Estate Matters with Tim Bro

Tips for Hiring a Contractor

The decisions made for hiring a contractor are important. Everyone wants to enjoy their home and have good things in working condition. Here are eight tips to make your home repair choices smart ones.

1. Ensure proper permits are obtained and paid for.

2. Check with friends, neighbors, trade associations, and home improvement stores for referrals.

3. Get three bids, then bargain. Question extremely low bids.

4. Don’t hire someone who “just completed work in your area” and offers you a good deal.

5. Avoid contractors with no street address. Verify phone numbers.

6. Get written estimates and references.

7. Resist high-pressure tactics.

8. Never pay in full up front and make sure you are satisfied before paying the final fees.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Leasing with the Option to Buy a Home

Real Estate Matters with Tim Bro

Leasing with the Option to Buy a Home

In today’s market the lease with the option to buy a home does not come along readily. There are many advantages to this choice. You live in the home and experience what its surroundings offer. If you lack the funding to purchase, the lease with option to buy may act as a forced savings. Best of all if you fall in love with home you get to purchase it!

Leasing with an option to buy a home: a renting tenant signs an agreement with a landlord stating that the tenant can buy the property at the end of a prearranged time period. The owner is obligated to sell at the option price, but the tenant is not obligated to buy. However, the tenant can buy the property only if the landlord exercises the option to sell.

The option to buy is terminated if the tenant in any way violates the lease before closing the agreement to purchase. An option to buy only gives the tenant legal title upon exercise of the option which becomes an absolute and binding contract of sale.

The tenant often pays above-market rent for the property, but a (nonrefundable) portion, called the rent credit, is credited toward the purchase price.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Why Do I Need a Title Policy???

Real Estate Matters with Tim Bro

Why Do I Need a Title Policy???

Title issues occur with surprising frequency. It is estimated one of every four residential real estate transactions has title issues.

Based on thorough examination of records, potential title problems usually can be found and cleared prior to the purchase of the property.

Once a title policy is issued, if a valid claim arises, it will be covered under the title insurance policy. The title insurer will pay the legal fees involved in defense of the insured’s rights. That protection is in effect as long as the insured owns the property.

If you have questions regarding title policies, call Tim and he will put you in touch with one of his experienced title reps. Buying a home is a major undertaking, make sure to get Tim involved early in your home buying process and call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576

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Beautiful Resort Style Home in Alpine

2285 Larkspur Dr, Alpine, CA 91901

Beautiful resort style home in Crown Hills, the “gem” of Alpine. 3br 2ba bright open floorplan. Spacious great room with counter seating, vaulted ceilings, plantation shutters, and french doors to the spectacular yard. Upgraded kitchen with granite counter tops and stainless appliances. “Alumawood” patio cover, 12 ft “lighted” palappa and fountains enhance the backyard. Greenbelt outside of backyard that provides open space and a wonderful place to walk. The community also boasts of a workout gym, tennis courts, pool and RV parking. If you want a peaceful atmosphere then this single story home is perfect for entertaining family and friends.

When Real Estate Matters, contact Tim at 858-354-2354.  BRE #01224576

www.TimBroHomes.US

Just Sold Another Beautiful Home!

Dolores had decided it was time to downsize and move closer to her children. Once she had made the decision, she then called Tim to find out the best way to make this happen. After several meaningful conversations, Tim drafted a plan that met with all of Dolores’ wants and needs. The stage was set. The marketing strategy was set into motion. Tim assisted Dolores with interpreting and completing all the tedious disclosures. Within a very short timeframe, the offers began to come in. After some fun negotiations an offer was accepted and escrow was opened. 45 days later Dolores had her check and was on her way. He made it easy and profitable for Dolores, and he will do the same for you.  If you or a family member is thinking of selling, start with a call to Tim at    

858-354-2354.  BRE #01224576

www.TimBroHomes.us

Mom Would Say ...

Mom would say, “If you don’t hurt the bees, you will get the honey.”

This is how she looks at life.

To find your next home to make lovely memories,

contact Tim Brodowski at 858-354-2354.  BRE #01224576

  

www.TimBroHomes.US

Dad Would Say ...

Dad would say, “Even when it’s cloudy, the sun is still shining.”

This is how he viewed life.

To find your next home when it’s raining or the sun is bright,

contact Tim Brodowski at 858-354-2354.  BRE #01224576

www.TimBroHomes.US

Stunning View of Cleveland National Forest

The Cleveland National Forest affords sprawling mountain vistas, ample wildlife and a wealth of natural resources. This southern-most National Forest in California offers hiking amidst the mountains on foot, sightseeing on horseback, camping and biking. The trails wind through pine forests, open meadows and small lakes with spectacular views of the Pacific Ocean.

For knowledge on your next home with stunning views, 

contact Tim Brodowski at 858-354-2354. BRE #01224576

www.TimBroHomes.US

1110 Loma Ave, Coronado - Home for the Holidays

December has always been an exciting month for our family on Loma Ave. Our family connection to Jingle Bells (Mom being the great granddaughter of James Lord Pierpont, author of Jingle Bells) always generates that little extra spark of excitement and magic for us around the holiday season. 

Mom would certainly never boast about our family connection to Jingle Bells, but her joyous and infectious smile, and her yearly, Jingle Bells themed holiday decorations hinted she's at least a little proud of her place in the family tree. 

Each December, jingle bells hang on the front door, announcing the arrival and departure of all visitors with a happy jangle. We even had a door chime that played Jingle Bells until the well used winding mechanism finally expired.

Coronado and San Diego Offer Holiday Frolic

The City of Coronado kicks off the holiday spirit boost in early December, dressing each and every Orange Avenue pine tree in a coat of colorful lights. Follow Orange Avenue along this sparkling, seasonal path and walk or bike to The Old Ferry Landing to enjoy the festive city skyline, often doubled in reflection on the glassy waters of San Diego Bay.  On the way, be sure to stop by Cafe 1134 or Starbucks to pick up your favorite holiday hot toddy. 

Within days of the tree lighting tradition, pedestrians take charge of a Orange Avenue to stroll amongst holiday parade goers and in to quaint and cozy shops during merchant's open house.  Young and old are thrilled to see Santa arrive by fire engine to oversee lighting of the "big tree", the tallest holiday tree you'll likely ever see! 

These are just a few examples of holiday activities our family has had the good fortune to enjoy while living on Loma Avenue.  A multitude of musical, theatrical and artistic events await you, just outside your front door. This small but strong community has provided cross-cultural experiences to expand our minds, excite our imaginations and grow our hearts. 

We love this home and our wish is to

partner with a special buyer who appreciates this opportunity to own a beautiful, master-crafted house in an absolutely ideal beachside location.  We hope you love this home too, so bring your aesthetic vision, your sense of adventure and your good walking shoes. Stroll the neighborhood, take a walk on the beach of this seaside town we call "our little slice of heaven".  It's your turn to build your own precious traditions and enduring memories within these walls. 

Related links:

Jingle Bells trivia:  Jingle Bells was the first song performed live in space

http://www.smithsonianmag.com/history/day-two-astronauts-said-they-saw-ufo-santa-suit-109444898/

Christmas parade. Orange Avenue becomes pedestrians only. Less than a block away. 

https://www.sandiego.org/members/venues/coronado-visitor-center-and-historical-association-museum/events/coronado-christmas-parade-open-house.aspx

Balboa Park December Nights

http://m.balboapark.org/decembernights

Lambs Players Theater (around the corner) Festival of Christmas and An American Christmas. The Turner family have enjoyed both, multiple times over the years. 

http://www.lambsplayers.org/christmas.php

Hotel Del Coronado and Christmas

http://hoteldel.com/activities/holidays/

Parade of Lights

http://sdparadeoflights.org/

David

Want to start 2017 in your new home … call Tim Brodowski at 858-354-2354 to get the process started.   BRE #01224576

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Home for the Holidays - 1110 Loma Ave, Coronado

Home for the Holidays

1110 Loma Ave, Coronado

This stately Victorian 3 bedroom, 2 bath home was constructed by Coronado reknown builder SD Chapin and is listed on the historic registry. The house shows off features of the era such as clapboard side, wood double hung windows w/ multi-paned upper sashes, outstanding corbels, and large overhanging boxed eaves. A lengthy driveway leads to a detached accessory structure at the rear of property. As you enter the yard thru the white picket fence, you will appreciate the award winning garden.

To see this home, write an offer, and take advantage of the historically low interest rates, call Tim Brodowski today 858-354-2354. BRE #01224576

Happy Thanksgiving!

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Hey Cancer - Here's the Truth

Hey Cancer

Here’s the truth.

I beat you every day, and have since June, 2009.

You can give up, because I will NOT!

-Tim Brodowski

If you are someone you know has cancer and would like someone to talk to, call Tim Brodowski 858-354-2354. BRE #01224576

http://www.timbrohomes.us/

3 Ways to Protect Home Exteriors

Most siding materials require little to no upkeep. Stucco, brick, and stone sidings are thought to last the life of a home, according to a report released by the National Association of Home Builders.

Here are 3 ideas to help protect your home:

• ·         Keep foliage away. Make sure no plants are growing on the siding. Plants can trap moisture and allow insects and animals to infiltrate. You want the siding to be exposed to the elements, and be able to breathe.

• ·         Watch where water may be getting in. Check areas around windows and doors to see if water is getting in. Moisture can linger and eventually cause rotting or fungal growth. Make sure those areas have been properly caulked to prevent seepage.

• ·         Keep the gutters cleaned. Many home owners think they only need to check for clogged gutters in autumn when leaves are falling. A neighbor’s stray ball, a bird’s nest, or even squirrels stocking up for winter can quickly become a serious problem. If water gets backed up in your gutter, it could damage your siding too. Check gutters at least twice a year.

For more information on selling your well maintained home, call 

Tim Brodowski at 858-354-2354.  BRE #01224576

www.timbrohomes.us

1110 Loma Avenue - Home for the Holidays and Throughout the Year

Shortened Days Heightened Our Spirits

As sunsets hiked north each Spring and slipped south every Fall, our nature-oriented family loved this home where we celebrated life, built lifelong memories and created unique traditions, with a little help from Coronado’s sunsets. 

At the end of long and languid summer days on Loma Avenue, we enjoyed watching the sun rest in glorious fashion after its daylong reach to the north, sending beams of golden slumber through Star Park’s trees to create leaf speckled shadows on our dining room window.  This soothing and magical light show fueled many an evening of coffee and conversation with family and friends. 

After the summer solstice, we found that shortened days heightened our spirits as we anticipated the coming holidays and observed the subtle changes in Southern California’s weather.  We tracked sunsets as they slowly progressed daily, from right to left across the horizon, each day creeping ever closer to the end of Point Loma and towards the cool depths of the Pacific Ocean.  When the late summer sun began to set over water, we would watch for the “green flash” under a salmon-colored and crimson canopy of clouds. 

The highlight of our family’s celestial spectacle was Thanksgiving Day sunset, where we walked a few short steps to the beach to take in nature and bid a very special and spiritual sendoff to our solar soulmate. 

While we found that our two-block walk to the beach, unfortunately, did not work off a substantial Turkey Day feast, we did find that our treasured yearly celebration brought: serenity – through the glory of the sea and sky before us – appreciation and bounding thankfulness for our once-in-a-lifetime home behind us -- our pillar and source of emotional strength that helped guide us throughout life’s grand procession.

To begin making your memories in this incredible home, call Tim for a personal preview at 1110 Loma Ave., Coronado, CA. Tim Brodowski may be reached at 619-686-5512. 

BRE #01224576