Among the World's Most Ethical Companies

Real Estate Matters with Tim Bro

Among the World’s Most Ethical Companies

Tim Brodowski is pleased to share the exciting news that Realogy Holdings Corp. has been named among the World’s Most Ethical Companies for the seventh year in a row. Coldwell Banker Residential Brokerage is part of NRT LLC, which is a subsidiary of Realogy. This designation was awarded by the Ethisphere^® Institute, a leading international business ethics think tank.

Realogy earned this prestigious honor by implementing and maintaining upright business practices and initiatives that are instrumental to the company’s success, benefit the community and raise the bar for ethical standards within the real estate industry.

Tim is proud to be affiliated with a company that shares its parent company’s deeply instilled commitment to demonstrating the highest ethics and integrity in all business practices. Please contact Tim for all of your real estate needs, and Tim will deliver the finest services.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

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Advantages to Owning Your Home

Real Estate Matters with Tim Bro

Advantages to Owning Your Home

There’s nothing quite like a home that you can truly call your own. A place where you can have the gleaming hardwood floors you’ve always dreamed of, a space to cultivate your own vine-lined patio, a way to provide a good neighborhood for your kids to grow up in, and a freedom from the whims of your landlord. These are the images that immediately come to mind, for many of us.

Yet some of the biggest advantages of owning are less romantic and more practical – in fact, there are several advantages to owning a home.

·         Appreciation Potential Real estate is considered a great long-term investment that appreciates in value.

·         Capital Gains Exclusion Upon sale, homeowners can exclude up to $500,000 per couple, or $250,000 if single or for homes that have been the taxpayer’s principal residence for two out of the past five years.

·         Principal Reduction Each payment retires a part of the debt each month that a payment is made.

·         Personal Enjoyment Pride of ownership is a valid reason for wanting to own a home. You can personalize your home while enjoying the financial benefits.

For an evaluation of your home or to purchase a home, consult with Your Real Estate Wealth Adviser, Tim Brodowski.

To get started, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.                 BRE #01224576

www.youtube.com/c/TimBroHomesUS

www.TimBroHomes.com

Budget Friendly Ways to Increase the Value of Your Home Part 2 of 2

Real Estate Matters with Tim Bro

Budget Friendly Ways to Increase the Value of Your Home 

Part 2 of 2

Landscape.

Strategically planting trees and bushes around your yard can be a natural way for you to give your home shade and keep it cooler during the warm summer months, thereby lowering your energy bill.

Think green.

When choosing plants for your yard, choose drought-tolerant plants that are native to your region. They won’t require as much maintenance or water, saving you money over time.

Make a good impression.

Keeping lawns and hedges trimmed, bushes neatly manicured and gutters cleaned will help your home make a good impression. This is something you can easily do yourself or outsource to a professional.

Create open spaces.

Even a small home can appear larger by maximizing the square footage. To do this, use furniture that is proportional to your home’s space, and remove furniture pieces to create the illusion of more open space. Strategically hang mirrors in your rooms to open up the room.

Update your bathroom.

Even a small bathroom updates can make a world of difference. Updating your fixtures and mirrors, painting and installing new glass shower doors are easy and affordable ways to make big design improvements.

Update your fixtures.

One of the simplest and easiest ways to transform the look of your space is by updating the light fixtures and ceiling fans, if you have them, around your home. Even on a small budget, you can find chic fixtures that will dramatically improve your home’s style.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

www.youtube.com/c/TimBroHomesUS

www.TimBroHomes.com

Budget Friendly Ways to Increase the Value of Your Home Part 1 of 2

Real Estate Matters with Tim Bro

Budget Friendly Ways to Increase the Value of Your Home 
Part 1 of 2

Adding value to your home doesn’t necessarily mean subtracting from your bank account. The trick is to be creative! There are several things you can do yourself, even on the smallest of budgets which will improve the overall look of your home, while adding value at the same time. Here are a few favorite tips to help get you started:

Hire a professional Realtor, Tim Bro to look at your home.

Having Tim Bro with a fresh set of eyes come look at your home is a great way to not only get new ideas, but establish a long term goal so you can start plugging away.

Give your home a fresh look.

Painting is an inexpensive and easy way to give your home an entirely different look and feel. Earth tones are best; choose zero VOC paint which is good for your home and the environment.

Be your own designer!

Go through design magazines and books to get ideas for your home, keep a file of the designs that appeal to you most. Be mindful of current design trends and think hard about whether they will work for your home before you put them into place.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

www.youtube.com/c/TimBroHomesUS

www.TimBroHomes.com

Private Mortgage Insurance - Do You Really Need It?

Real Estate Matters with Tim Bro

Private Mortgage Insurance – Do You Really Need It?

The answer is yes if you can’t or don’t want to put 20 percent down. PMI protects a lender from borrower defaults. It enables you to buy a home sooner and perhaps buy more home. PMI also allows you to choose from a wider variety of loan types, including ARMS, and 15-year Fixed Rate, all with a lower down payment.

Have a question, call your favorite realtor, Tim Bro @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

www.youtube.com/c/TimBroHomesUS

www.TimBroHomes.com

Home Buying Considerations

Real Estate Matters with Tim Bro

Home Buying Considerations

Before you begin viewing properties, make a list of “must haves”.

•          Consider location, style, age, and amenities.
•          Don’t view too many properties in one day.
•          When you find a property you like, visit it at different times of the day.
•          Walk or drive past a property before going inside.
•          Don’t be put off by interior decoration – it can be changed.
•          Establish what’s included in the sale – land, furniture, appliances, etc.
•          Determine the annual property taxes and total monthly expenses.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

www.youtube.com/c/TimBroHomesUS

Home Staging is Worth It

Real Estate Matters with Tim Bro

Home Staging is Worth It

Home sellers hope to sell their property quickly and maximize value. Using the right furniture, lighting, and décor can make your home more appealing. Professional stagers transform for sale homes from uh-oh to o-yeah. Staging the home accordingly can decrease the amount of time the home is on the market. Tim has qualified home stagers to help assist in the preparation for the successful sale of your home.

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.  BRE #01224576

www.youtube.com/c/TimBroHomesUS

www.TimBroHomes.com