Find Your Ideal Home With My Help

Every transition is an opportunity, regardless of your stage in life.

With the right preparation, a new home can provide the fresh start and continual enjoyment you’ve been working toward.

By partnering with a SRES^® like me during your new home search, you’ll gain the help and expertise of a REALTOR^®  specialized in meeting the needs of home buyers and sellers 50 plus.

I have both the education and real estate experience to serve as your trusted advisor through the unique financial and lifestyle transitions involved in relocating and selling your family home.

I’m pleased to be your SRES®.

For help with finding your ideal home, call Tim Brodowski at 858-354-2354. BRE #01224576

www.TimBroHomes.US

3015 Mission Village Drive

Tim Bro is the Best!

My husband and I found him through a recommendation from a good friend of ours. We felt so lucky to have him on our side. We have an infant, so we really appreciated how EASY Tim made the daunting process of selling a home! And quick - within 10 days of listing we received five offers and sold the house for $16k above asking price ($80k above what we bought it for less than 2 years prior)! We couldn't have been happier with his professionalism and experience. We highly recommend Tim whether you are buying, selling or just want to grab a drink and some good Mexican food! Thanks for everything!

-Annie & Mike

For help on buying or selling your next dream home, call Tim Brodowski at

858-354-2354.  BRE #01224576

www.TimBroHomes.US

Funding and Recording: The Closing Process

The home buying process is full of paperwork and checklists, with a flurry of activity near the end of it. Buyers everywhere celebrate ‘closing’ as the last step before they receive the keys and prepare to move into their new home. California defines ‘closing’ not the date when borrowers sign the loan documents, but as the date and time the deed is recorded.

At least three business days after the Closing Disclosure has been delivered, the loan documents are ready to be signed. But the ‘close of escrow’ does not actually occur until after the completion of three very separate steps:

·         Loan signing – The date when all the loan documents are signed and notarized.

·         Loan funding – When the lender releases funds to title/escrow.

·         Recording – This is the date – the true ‘closing of escrow’ – when the deed and any other associated recordable documents are recorded at the County Recorder’s office.

Only after escrow receives confirmation from the title company that these documents have been recorded, does the escrow officer issue net proceeds, after all charges and prorations, to the appropriate parties.

The moment the Grant Deed is time-stamped by the County Clerk is the moment that ownership of the property changes hands – and no real estate transaction is ‘closed’ until that deed has been recorded.

But the steps to getting there can be complex. Having a seasoned realtor like Tim Brodowski at your side can help make it manageable and seamless. Call Tim at 858-354-2354 for more information about buying or selling your home.  BRE #01224576

TimBroHomes.us

Coldwell Banker Concierge

Dedicated to Finding Skilled Professionals

Transitioning into your residence, fixing up your new home or getting a property ready to sell can be a daunting task. Since 1996, Coldwell Banker Residential Brokerage Concierge® has provided a complimentary one-stop solution for finding a variety of quality home service professionals in Southern California and Arizona. As the most established in-house program, Coldwell Banker Concierge provides you instant access to an exclusive group of vetted service professionals.

• No registration or fees required

• Easy search feature

• Mobile friendly

• 'Click to Dial' vendors

• Over 150 types of service categories

• Competitive pricing from vendors

• Exclusive vendor discounts & promotions

• Helpful home tips and articles

Connecting You with the Most Qualified Professionals

Service providers are pre-screened to ensure they are insured, experienced, and licensed appropriately for the type of work they are offering. All vendors have also signed performance agreements and have been given quality assurance guidelines to ensure they maintain the highest standard of ethics and professionalism.

Rest assured that you are in good hands as Coldwell Banker Residential Brokerage relies heavily on customer references and online reviews. Many of the companies in the program have worked with Coldwell Banker® for years and come highly recommended by independent agents and past clients.

For help getting started, call Tim Bro at 858-354-2354.  BRE #01224576

TimBroHomes.us

Just Sold Another Beautiful Home!

Dolores had decided it was time to downsize and move closer to her children. Once she had made the decision, she then called Tim to find out the best way to make this happen. After several meaningful conversations, Tim drafted a plan that met with all of Dolores’ wants and needs. The stage was set. The marketing strategy was set into motion. Tim assisted Dolores with interpreting and completing all the tedious disclosures. Within a very short timeframe, the offers began to come in. After some fun negotiations an offer was accepted and escrow was opened. 45 days later Dolores had her check and was on her way. He made it easy and profitable for Dolores, and he will do the same for you.  If you or a family member is thinking of selling, start with a call to Tim at    

858-354-2354.  BRE #01224576

www.TimBroHomes.us

First Hand - Living in Isolation

This is a scenario I know first hand.  Last spring we lost dad and mom was now alone in their home of 66 years.  With the exception of grocery shopping, she never left the house.  Her friends had passed away, her church had closed, family members had passed away,  or moved, and television became her best friend.

After a bit of time passed, she began talking of the loneliness she was experiencing.  This type of social isolation has been linked to several health issues, both mental and physical.  Depression, cognitive decline, high blood pressure and other medical problems started to become prevalent.

So, what can we do???  The first thing, be willing to recognize the problem. It’s important to address the issue sooner rather than later in order to prevent a downward spiral of problems.

Some of the things we discussed were: becoming active in a social group,  getting her up to speed with technology, hiring an assistant for helping with laundry and shopping and driving. Another option was to move out of the house to a community style senior residence.  Upon discussing what was the safest lifestyle and what she wanted, she became open to trying a senior residence where she can enjoy as much (or as little) social interaction as she chooses. To help pay for the cost of her stay, we recognized her major asset was the home.

She did not like the new lifestyle at first.  But in a recent conversation, she mentioned that she likes not having to cook for herself and has FUN at bingo.  Good choice mom!! 

If you have a family member or friend experiencing this type of scenario and want someone to help with selling their real estate and maximizing the value of  their largest asset, call me, Tim Brodowski, Coldwell Banker Real Estate.  858-354-2354.  I promise the same patience and understanding that I give my mom.  Thanks for allowing me to share my personal story.  BRE #01224576

timbrohomes.us

5 Things to Look for in Your San Diego Neighborhood

Since relocating is such a major undertaking, it’s vital to thoroughly research your options. Here are five things to assess in a prospective neighborhood to ensure you’ll feel at home.

1.      Transportation

One consideration is how you’ll navigate your new surroundings. Find out whether you’ll have access to public transportation or need a car. If you can use public transit, what are the service hours and stops? If you require airport proximity, determine how you’ll get there. The amount of time it will take to get to all your destinations.

2.      Businesses

Before visiting a neighborhood, think about businesses you’ll be frequenting, such as a bank, medical services, grocery store, pharmacy and retail shops. Make sure they’re a comfortable distance from your prospective home.

3.      Schools

If you have children, another must-have is access to quality education. Concerning school reputation, consider and attend a PTA meeting at a given school. By speaking with other parents, you’ll get firsthand information on the school’s quality.

4.      Amenities

Do you like to frequent the gym, the park, restaurants, pubs, music venue or the theatre? Research the proximity to your favorite venues and activities.

5.      Economy

Drive through the streets of a potential neighborhood and look for clues. Are businesses opening up, clean streets, and a prevalence of people moving in the area? Look for indications that people care about their property and each other. Do houses and landscapes look maintained? Are neighbors interacting? Talk to them and ask about their experience of living there.

Get detailed information from reliable sources. Invite conversation, and record your observations. Then make your smart move. You’ll be able to settle down for as long as needed in a wonderful neighborhood with the help of Tim Brodowski, call Tim at 858-354-2354. BRE #01224576

www.TimBroHomes.us