Thursday, August 25, 2016

5323 Caminito Velasquez, San Diego CA

Wonderful home in Tierrasanta. Perfect end unit with master bedroom on first floor two bedrooms upstairs. Entry level open living-dining area with vaulted ceilings. 
Call Tim Brodowski at 858-354-2354.

Wednesday, August 17, 2016

Tierrasanta - "The Island in the Hills"

Tierrasanta – “The Island in the Hills” is an incredible residential area with single family homes, condominiums, and townhomes. Tierrasanta is adorned with rolling hills and gently sloping canyons. Mission Trails to the east offers numerous mountain biking, hiking and jogging trails. Abundant community activities can be found at the Tierrasanta Recreational Center, which includes a large swimming pool, lighted sports fields, tennis and basketball courts, a gymnasium and meeting rooms. A branch of the San Diego Library and shopping centers can also be found in the community. Several top ranked elementary, middle and high schools are part of the San Diego School District. Tierrasanta is a very family friendly and wonderful community to live in. To discuss buying a home in this glorious neighborhood, call Tim Brodowski at 858-354-2354.

Tuesday, August 2, 2016

5 Ways to Start Saving without Feeling the Pinch

Saving money for your first home in San Diego, California can be a challenge. Especially, when your sole focus is on paying the bills. Tim Brodowski's insights reveal there are at least five ways to get savings underway, no matter your circumstances:

Start a Budget Based on Fact, Not Fantasy – The first step toward a workable budget (and savings plan) is knowing where your money goes. For 30 days, track every single daily expense, from paying the gas bill to picking up the dry cleaning to the ice cream cones you bought for the kids. Once you’ve added it all up, compare the total to your income.

Find and Trim the Fat – What can you live without? Cut any services you really don’t need – the all-inclusive cable plan, a rarely-used gym membership, a morning latte every day on the way to work.

Save Your Change – Get into the habit of emptying your pocket or purse each night into a piggy bank. You’ll never miss it, and you’ll be amazed at how quickly the change adds up.

Boost Your Income – There are many ways to make extra pocket money these days, from getting a part-time job, to selling items on eBay, to participating in a paid online survey. You may even be able to channel your talents—photography, ad writing, ride sharing, Babysitting—into a lucrative sideline.

Start with an Emergency Fund – Place your initial savings into an emergency fund. The emergency fund should be sufficient to cover all expenses for a period of at least 6 months. Determine a safe balance to work toward—once you’ve met that balance, move your savings into an interest-bearing account.

Contact Your Personal Real Estate Consultant Tim Brodowski, Realtor, at 858-354-2354. Serving San Diego residents for almost 2 decades. BRE #01224576