Tierrasanta – “The Island in the Hills” is an incredible
residential area with single family homes, condominiums, and townhomes. Tierrasanta
is adorned with rolling hills and gently sloping canyons. Mission Trails to the
east offers numerous mountain biking, hiking and jogging trails. Abundant community
activities can be found at the Tierrasanta Recreational Center, which includes
a large swimming pool, lighted sports fields, tennis and basketball courts, a gymnasium
and meeting rooms. A branch of the San Diego Library and shopping centers can
also be found in the community. Several top ranked elementary, middle and high
schools are part of the San Diego School District. Tierrasanta is a very family
friendly and wonderful community to live in. To discuss buying a home in this
glorious neighborhood, call Tim
Brodowski at 858-354-2354.
Saving money for your first home in San Diego, California can be a challenge. Especially, when your sole focus is on
paying the bills. Tim Brodowski's insights reveal there are at least five ways
to get savings underway, no matter your circumstances:
Start a Budget Based
on Fact, Not Fantasy – The first step toward a workable budget (and savings
plan) is knowing where your money goes. For 30 days, track every single daily
expense, from paying the gas bill to picking up the dry cleaning to the ice
cream cones you bought for the kids. Once you’ve added it all up, compare the
total to your income.
Find and Trim the Fat
– What can you live without? Cut any services you really don’t need – the
all-inclusive cable plan, a rarely-used gym membership, a morning latte every day
on the way to work.
Save Your Change
– Get into the habit of emptying your pocket or purse each night into a piggy
bank. You’ll never miss it, and you’ll be amazed at how quickly the change adds
Boost Your Income
– There are many ways to make extra pocket money these days, from getting a
part-time job, to selling items on eBay, to participating in a paid online
survey. You may even be able to channel your talents—photography, ad writing,
ride sharing, Babysitting—into a lucrative sideline.
Start with an
Emergency Fund – Place your initial savings into an emergency fund. The
emergency fund should be sufficient to cover all expenses for a period of at
least 6 months. Determine a safe balance to work toward—once you’ve met that
balance, move your savings into an interest-bearing account.
Contact Your Personal Real Estate Consultant Tim Brodowski, Realtor, at 858-354-2354. Serving San Diego residents for almost 2 decades. BRE #01224576