Friday, March 29, 2019

5 Stress Relieving Tips for First-time Homebuyers



Real Estate Matters with Tim Bro

5 Stress Relieving Tips for First-time Homebuyers

Moving into a new place is both exciting and challenging, and that is especially true if it’s you first time as a homeowner. Instead of allowing the process to overwhelm you, keep some tips in mind to help navigate through this exciting journey in your life.

Don’t Proceed Alone
You don’t need to take on the process of searching for and buying a home without assistance. Maintain contact with your realtor Tim Brodowski throughout the process. Tim can assist you in searching for the perfect property.

Open Your Mind
Right now, you may have a list of all the features that you want in a house. You may have decided that you will only live in the community with the lowest crime rate and the best schools. Keep in mind that all of these desires cost money and you probably do not have an unlimited budget. Instead of maintaining such a myopic view of your new home, open your mind to the possibility of making some concessions.

Define Your Financial Ability
Opting for a pre-approval is a good idea so you know how much of a loan you can receive approval for. Once you obtain that amount, you might decide to spend the maximum amount. Doing so will likely prove uncomfortable for your budget. If you or your partner lost your job, you might not have the ability to keep your house at all. Try to start small with your first house purchase and avoid spending money beyond your means.

Take Your Time
Once you decide that you are in the right place to buy a house, you might be so eager that you rush through the process. Weigh the pros and cons of each house you look at. If possible, plan an adequate amount of time around the buying process to ensure that you have considered all you best options.

Prepare for Other Expenses
You need to find out if you are expected to pay closing costs upfront or if you can roll them into your loan. Sometimes, the sellers may agree to pay for some of the closing costs. Not only do you need money for these expenses, but you’ll also need to cover other costs that are associated with moving into a new house.

Buying your first home can be both terrifying and wonderful all at once. Be prepared to invest in a financial investment like this by working with a professional like Tim Brodowski and making smart decisions. If home is where the heart is, allow yourself the time and care in finding the best possible place for you and your family.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   












DRE# 01224576

Thursday, March 28, 2019

Tax Season is Upon Us



Real Estate Matters with Tim Bro

Tax Season is Upon Us

Conversation with …
With tax season upon us, Tim recently reached out to his CPA, Tam Dang and had a conversation regarding how the 2018 Tax Cut and Job Act affects real estate:

Here are a few noteworthy topics worth sharing
-          Mortgage debt including home equity line of credit which is used to acquire, construct or improve a qualified residence is capped off at $750,000 for new loans.
-          For real estate investors, the deferral of capital gains tax is still available through like-kind exchange or 1031 tax-deferred exchanges but are limited to real property.
-          Qualified opportunity zones – taxpayers can exclude all or a portion of the capital gains from a sale of property if the gain is invested in a qualified opportunity zone. These zones are certified by the IRS and can be viewed at www.cdfifund.gov/Pages/Opportunity-Zones.aspx.

However, California has not conformed to all these changes.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.  











DRE# 01224576

Monday, March 25, 2019

2204 River Run Dr Unit 16 - Listing in Mission Valley!


2204 River Run Dr. #16, San Diego, CA 92108

Listing in the Heart of Mission Valley!


Fabulous 1st floor condo in the heart of Mission Valley. Large patio off living room & bedrooms. 2 full size baths. Designer kitchen cabinets, tile flooring, an eat in counter, stainless appliances. Beautiful natural looking wood laminate floors, recessed lighting, fireplace in living room. Ceiling fan in dining room. Plenty of space for entertaining. Washer/dryer in the condo. Relaxing patio with view of greenbelt and water feature. Community pool, spa, exercise room. Close to shopping and dining.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   






DRE# 01224576

Friday, March 8, 2019

Tim Brodowski, 4390 Cartulina Road, San Diego CA



4390 Cartulina Road, San Diego, CA 92124

New Listing in Tierrasanta

Magnificent Tierrasanta single story home located on a cul de sac. Spacious living room-dining area. Kitchen with recessed lighting, granite counters, oak cabinets, and pass thru window to patio. Abundant windows keep the family room open and bright - and offers fireplace, decorative window, vaulted ceiling. Master bedroom features a remodeled bath and has a slider to the pool area. Yard with a wonderful pool, mature landscaped side yard with a prolific citrus tree. Walking distance to Mission Trails.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   












DRE #01224576