Monday, August 19, 2019

SRES® - Retirement Thoughts



Real Estate Matters with Tim Bro

SRES® – Retirement Thoughts

1.    Plan for a happy and healthy retirement. It’s never too late to plan and save. Budget for your housing, living expenses, medical, and fun adventures.

2.    Make new friends and keep the old. The happiest retirees Tim knows are those that are active with their family and friends.

3.    Identify the most trusted people in your life. Make sure your legal affairs are in order, ie trusts, wills, power of attorney, and medical decisions.

4.    Right size your housing. Do you want to stay in your home? If so, perform regular maintenance. If you wish to downsize or find alternate housing start with a call to Tim for a consultation.

5.    ENJOY! Have fun and enjoy all that life offers. Do it now, you don’t have to wait for retirement for this one.

To get started with your home sale or purchase, call Tim Brodowski at 858-354-2354, your “Seniors Real Estate Specialist®, where the future takes shape.  







DRE# 01224576

Monday, July 29, 2019

Market Trends - What's Up or Down?



Real Estate Matters with Tim Bro

Market Trends – What’s Up or Down?

What’s up … or down … with the fed and rates? 10 year treasury note at lower rates than 3-month T-bills. Yield curve inversion! So what? Historically that has been one of the leading indicator for a near term recession.

The result is that the fed has actually signaled that rate cuts may be coming. The fed does not directly control home loan rates. However, a Fed move typically has an effect on home loan rates.

THE BOTTOM LINE – We are experiencing a strong economy, resulting in 2- year lows for home loan rates. Great time to buy, especially your golf course home.

If you know someone who may want to buy, have them call Tim Brodowski @ 858-354-2354, “The Right Choice in Real Estate”.  











DRE# 01224576

Friday, July 19, 2019

Mission Valley Delight!


Mission Valley Delight!

2250 Camino de la Reina #6105, San Diego, CA 92108

River Colony Beauty in the heart of Mission Valley. First floor condo with private feel. 2 bedroom 2 bath, fresh coat of paint. Cook up your favorite meals in the kitchen with tile counters, stainless dishwasher, and recessed lighting. Open dining and living room perfect for entertaining family and friends. Community pool, library, and exercise room. Washer/dryer in unit. Close to river walk, restaurants, and shops. Something special for everyone to enjoy!

To schedule an appointment to preview, call Tim Brodowski @ 858-354-2354.


Click here to view 2250 Camino de la Reina #6105 property details.



DRE #01224576

Thursday, May 23, 2019

Tips for the Perfect Photo Shoot!



Real Estate Matters with Tim Bro

Tips for the Perfect Photo Shoot!

1.    It is important to make sure that all areas to be photographed are camera ready before the Photographer arrives. Photographers are not responsible for tidying areas that are to be photographed. They are responsible for taking the best photos that the house has to offer.

2.    For indoor living areas that will be photographed, make sure that the rooms are clean and free of extraneous objects. Turn on as many interior lights as possible to brighten and warm up the room; if there is a dark area in a room, try to add temporary lighting. Natural lighting is always a plus!
·         Bedrooms - Beds are made, pillows fluffed. Nightstands, dressers and vanities should have minimum items visible. Walk in closets should appear organized and tidy. For kids rooms, toys and clutter should be put away. If there are mirrored closets or walls, be especially aware of the mirrors and what they are reflecting.
·         Living rooms – Surfaces should be dust free, carpets vacuumed, and pillows arranged. If there are televisions in the room, turn them on.
·         Kitchens – Minimize small kitchen appliances along with cleaners, paper towels and wipe down all counters and all appliances. The shinier the appliance, the better it will appear in the photo.
·         Bathrooms – Clean shower glass, towels neatly folded and simple as possible. Remove toiletries from view.

3.    For outside areas, make sure to clean and straighten-up. When capturing solid exterior shots, take advantage of the hours with the best lighting.
·         Remove cars from the driveway for a clear shot of the house.
·         Present pool areas in the best light – straighten deck chairs, remove towels and pool accessories.
·         Open patio umbrellas; remove covers on the BBQ and patio furniture.
·         Clear gardens of leaves and weeds.
To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   







DRE# 01224576

Friday, April 12, 2019

Stunning Belsera Condo in the Heart of Tierrasanta


Stunning Belsera Condo in the Heart of Tierrasanta

11340 Camino Playa Cancun #3, San Diego, CA 92124

Fabulous Belsera condo. Upper floor unit with vaulted ceilings, soft neutral colors that provide a relaxing, spacious feeling. Open living/dining area with fireplace and slider to patio. Kitchen offers granite counters, stainless appliances, white subway backsplash, and designer cabinetry. 2 bedroom and 2 full bath. Raised panel doors throughout. Remodeled master bath with spa-tub, built in vanity, and walk-in closet. Attached 1 car garage and 1 carport space. Community pool/spa. Close to Mission Trail Park.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   










DRE# 01224576



Friday, March 29, 2019

5 Stress Relieving Tips for First-time Homebuyers



Real Estate Matters with Tim Bro

5 Stress Relieving Tips for First-time Homebuyers

Moving into a new place is both exciting and challenging, and that is especially true if it’s you first time as a homeowner. Instead of allowing the process to overwhelm you, keep some tips in mind to help navigate through this exciting journey in your life.

Don’t Proceed Alone
You don’t need to take on the process of searching for and buying a home without assistance. Maintain contact with your realtor Tim Brodowski throughout the process. Tim can assist you in searching for the perfect property.

Open Your Mind
Right now, you may have a list of all the features that you want in a house. You may have decided that you will only live in the community with the lowest crime rate and the best schools. Keep in mind that all of these desires cost money and you probably do not have an unlimited budget. Instead of maintaining such a myopic view of your new home, open your mind to the possibility of making some concessions.

Define Your Financial Ability
Opting for a pre-approval is a good idea so you know how much of a loan you can receive approval for. Once you obtain that amount, you might decide to spend the maximum amount. Doing so will likely prove uncomfortable for your budget. If you or your partner lost your job, you might not have the ability to keep your house at all. Try to start small with your first house purchase and avoid spending money beyond your means.

Take Your Time
Once you decide that you are in the right place to buy a house, you might be so eager that you rush through the process. Weigh the pros and cons of each house you look at. If possible, plan an adequate amount of time around the buying process to ensure that you have considered all you best options.

Prepare for Other Expenses
You need to find out if you are expected to pay closing costs upfront or if you can roll them into your loan. Sometimes, the sellers may agree to pay for some of the closing costs. Not only do you need money for these expenses, but you’ll also need to cover other costs that are associated with moving into a new house.

Buying your first home can be both terrifying and wonderful all at once. Be prepared to invest in a financial investment like this by working with a professional like Tim Brodowski and making smart decisions. If home is where the heart is, allow yourself the time and care in finding the best possible place for you and your family.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   












DRE# 01224576

Thursday, March 28, 2019

Tax Season is Upon Us



Real Estate Matters with Tim Bro

Tax Season is Upon Us

Conversation with …
With tax season upon us, Tim recently reached out to his CPA, Tam Dang and had a conversation regarding how the 2018 Tax Cut and Job Act affects real estate:

Here are a few noteworthy topics worth sharing
-          Mortgage debt including home equity line of credit which is used to acquire, construct or improve a qualified residence is capped off at $750,000 for new loans.
-          For real estate investors, the deferral of capital gains tax is still available through like-kind exchange or 1031 tax-deferred exchanges but are limited to real property.
-          Qualified opportunity zones – taxpayers can exclude all or a portion of the capital gains from a sale of property if the gain is invested in a qualified opportunity zone. These zones are certified by the IRS and can be viewed at www.cdfifund.gov/Pages/Opportunity-Zones.aspx.

However, California has not conformed to all these changes.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.  











DRE# 01224576

Monday, March 25, 2019

2204 River Run Dr Unit 16 - Listing in Mission Valley!


2204 River Run Dr. #16, San Diego, CA 92108

Listing in the Heart of Mission Valley!


Fabulous 1st floor condo in the heart of Mission Valley. Large patio off living room & bedrooms. 2 full size baths. Designer kitchen cabinets, tile flooring, an eat in counter, stainless appliances. Beautiful natural looking wood laminate floors, recessed lighting, fireplace in living room. Ceiling fan in dining room. Plenty of space for entertaining. Washer/dryer in the condo. Relaxing patio with view of greenbelt and water feature. Community pool, spa, exercise room. Close to shopping and dining.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   






DRE# 01224576

Friday, March 8, 2019

Tim Brodowski, 4390 Cartulina Road, San Diego CA



4390 Cartulina Road, San Diego, CA 92124

New Listing in Tierrasanta

Magnificent Tierrasanta single story home located on a cul de sac. Spacious living room-dining area. Kitchen with recessed lighting, granite counters, oak cabinets, and pass thru window to patio. Abundant windows keep the family room open and bright - and offers fireplace, decorative window, vaulted ceiling. Master bedroom features a remodeled bath and has a slider to the pool area. Yard with a wonderful pool, mature landscaped side yard with a prolific citrus tree. Walking distance to Mission Trails.

To get started with your home sale or purchase, call Tim Brodowski @ 858-354-2354, Luxury Property Specialist.   












DRE #01224576